Side-by-side · Q2 2026 data
Community State Bank vs First State Bank of Porter
Metric by metric
| Measure | Community State Bank | First State Bank of Porter |
|---|---|---|
| TellerScore | 70 | 90 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 45 | 54 (stronger) |
| Funding & liquidity | 89 | 96 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 43rd | 95th |
| Total assets | $175.9M | $162.3M |
| Deposits / shares | $160.6M | $138.2M |
| Capital ratio | 10.48% | 16.80% (stronger) |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | 0.36% | 0.01% (stronger) |
| Return on assets | 0.62% | 0.85% (stronger) |
| Loans ÷ deposits | 59.0% | 54.2% (stronger) |
| Uninsured deposits | 25.4% | 19.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
First State Bank of Porter has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 0 and First State Bank of Porter on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.