Side-by-side · Q2 2026 data
Community State Bank vs Servbank, National Association
Metric by metric
| Measure | Community State Bank | Servbank, National Association |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 44 | 68 (stronger) |
| Loan quality | 85 (stronger) | 80 |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 32 | 39 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 20th | 80th |
| Total assets | $161.2M | $1.7B |
| Deposits / shares | $135.1M | $1.2B |
| Capital ratio | 9.41% | 11.81% (stronger) |
| Problem loans | 0.44% (stronger) | 0.59% |
| Net charge-offs | -0.03% | -0.04% (stronger) |
| Return on assets | 1.08% | 2.21% (stronger) |
| Loans ÷ deposits | 97.3% | 86.8% (stronger) |
| Uninsured deposits | 42.7% (stronger) | 46.2% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 90.1% |
Servbank, National Association has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 2 and Servbank, National Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.