Side-by-side · Q2 2026 data
Community State Bank vs AbbyBank
Metric by metric
| Measure | Community State Bank | AbbyBank |
|---|---|---|
| TellerScore | 74 (stronger) | 56 |
| Capital cushion | 46 (stronger) | 44 |
| Loan quality | 91 (stronger) | 55 |
| Earnings | 76 (stronger) | 54 |
| Funding & liquidity | 83 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 57th | 13th |
| Total assets | $667.5M | $662.2M |
| Deposits / shares | $621.3M | $580.2M |
| Capital ratio | 9.62% (stronger) | 9.43% |
| Problem loans | 0.28% (stronger) | 1.34% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.39% (stronger) | 0.86% |
| Loans ÷ deposits | 58.6% (stronger) | 75.0% |
| Uninsured deposits | 30.6% | 29.2% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 10.4% |
Community State Bank has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 6 and AbbyBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.