Side-by-side · Q2 2026 data
Community State Bank vs Bank of Luxemburg
Metric by metric
| Measure | Community State Bank | Bank of Luxemburg |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 46 | 46 |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 76 (stronger) | 52 |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 57th | 37th |
| Total assets | $667.5M | $723.4M |
| Deposits / shares | $621.3M | $627.2M |
| Capital ratio | 9.62% | 9.64% (stronger) |
| Problem loans | 0.28% | 0.18% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.39% (stronger) | 0.80% |
| Loans ÷ deposits | 58.6% (stronger) | 88.0% |
| Uninsured deposits | 30.6% | 17.1% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 7.5% |
Community State Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and Bank of Luxemburg on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.