Side-by-side · Q2 2026 data
Community State Bank of Orbisonia vs Hometown Bank of Pennsylvania
Metric by metric
| Measure | Community State Bank of Orbisonia | Hometown Bank of Pennsylvania |
|---|---|---|
| TellerScore | 66 (stronger) | 59 |
| Capital cushion | 50 (stronger) | 33 |
| Loan quality | 84 (stronger) | 64 |
| Earnings | 45 | 74 (stronger) |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 31st | 17th |
| Total assets | $473.5M | $453.9M |
| Deposits / shares | $424.3M | $415.1M |
| Capital ratio | 9.99% (stronger) | 8.33% |
| Problem loans | 0.49% (stronger) | 1.07% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 0.64% | 1.35% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 85.3% |
| Uninsured deposits | 7.9% (stronger) | 20.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Community State Bank of Orbisonia has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank of Orbisonia leads on 5 and Hometown Bank of Pennsylvania on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Saxton, PA