Side-by-side · Q2 2026 data
Community Trust Credit Union vs Iaa Credit Union
Metric by metric
| Measure | Community Trust Credit Union | Iaa Credit Union |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 69 | 90 (stronger) |
| Loan quality | 97 (stronger) | 84 |
| Earnings | 61 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 82nd | 86th |
| Total assets | $336.4M | $415.0M |
| Deposits / shares | $294.2M | $351.2M |
| Capital ratio | 11.94% | 14.04% (stronger) |
| Problem loans | 0.08% (stronger) | 0.47% |
| Net charge-offs | 0.10% (stronger) | 0.19% |
| Return on assets | 1.03% | 1.07% (stronger) |
| Loans ÷ deposits | 47.1% (stronger) | 68.8% |
| Uninsured deposits | 6.6% (stronger) | 7.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | 8.0% |
Iaa Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Credit Union leads on 4 and Iaa Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.