Side-by-side · Q2 2026 data
Communitywide Federal Credit Union vs Financial Center First Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Credit union
Financial Center First Credit Union
Indianapolis, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Communitywide Federal Credit Union | Financial Center First Credit Union |
|---|---|---|
| TellerScore | 57 | 64 (stronger) |
| Capital cushion | 82 (stronger) | 61 |
| Loan quality | 18 | 74 (stronger) |
| Earnings | 46 (stronger) | 33 |
| Funding & liquidity | 78 | 78 |
| Problem-loan coverage | 71 | 90 (stronger) |
| Peer percentile | 14th | 31st |
| Total assets | $873.9M | $961.8M |
| Deposits / shares | $752.5M | $817.0M |
| Capital ratio | 13.16% (stronger) | 11.13% |
| Problem loans | 2.45% | 0.77% (stronger) |
| Net charge-offs | 2.55% | 0.34% (stronger) |
| Return on assets | 0.65% (stronger) | 0.33% |
| Loans ÷ deposits | 82.0% (stronger) | 82.6% |
| Uninsured deposits | 11.0% (stronger) | 13.0% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.3% |
Financial Center First Credit Union has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Communitywide Federal Credit Union leads on 4 and Financial Center First Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.