Financial Center First Credit Union (NCUA charter #68658) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $961.8M in total assets and $817.0M in member shares and deposits and 10 offices.
Financial Center First Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 91st. Problem-loan coverage contributes the most (90/100, 5.1%); earnings contributes the least (33/100, 0.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (62 → 64), mostly because the funding & liquidity component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 60 |
| Q4 2024 | 59 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 58 |
| Q1 2026 | 65 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.04% |
| Q3 2024 | 11.04% |
| Q4 2024 | 10.87% |
| Q1 2025 | 10.67% |
| Q2 2025 | 11.58% |
| Q3 2025 | 12.08% |
| Q4 2025 | 11.07% |
| Q1 2026 | 11.14% |
| Q2 2026 | 11.13% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.79% |
| Q4 2024 | 1.37% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.35% |
| Q4 2025 | 1.28% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.77% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.01% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.15% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $961.8M | 11.13% | 0.77% | 0.33% | 82.6% |
| Q1 2026 | 65 | $952.6M | 11.14% | 0.66% | 0.27% | 78.8% |
| Q4 2025 | 58 | $952.2M | 11.07% | 1.28% | 0.08% | 79.3% |
| Q3 2025 | 62 | $889.3M | 12.08% | 1.35% | 0.15% | 74.4% |
| Q2 2025 | 62 | $920.6M | 11.58% | 1.10% | 0.06% | 69.7% |
| Q1 2025 | 62 | $901.4M | 10.67% | 0.94% | 0.06% | 67.5% |
| Q4 2024 | 59 | $883.6M | 10.87% | 1.37% | 0.17% | 65.8% |
| Q3 2024 | 60 | $880.4M | 11.04% | 0.79% | 0.12% | 93.6% |
| Q2 2024 | 59 | $872.9M | 11.04% | 0.80% | -0.01% | 93.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hoosier Hills Credit UnionCredit union Bedford, IN | 59 out of 100, Moderate | $937.6M | 9.8% | 0.97% | vs |
| Communitywide Federal Credit UnionCredit union South Bend, IN | 57 out of 100, Moderate | $873.9M | 13.2% | 2.45% | vs |
| Profed Federal Credit UnionCredit union Fort Wayne, IN | 82 out of 100, Strong | $763.5M | 13.2% | 0.47% | vs |
| Inova Federal Credit UnionCredit union Elkhart, IN | 48 out of 100, Below average | $643.5M | 8.4% | 0.94% | vs |
| Via Credit UnionCredit union Marion, IN | 76 out of 100, Strong | $604.4M | 13.2% | 0.62% | vs |
| Tech Credit UnionCredit union Crown Point, IN | 49 out of 100, Below average | $599.0M | 9.3% | 1.45% | vs |
Deposit insurance
Is my money safe at Financial Center First Credit Union?
Yes. Financial Center First Credit Union is a federally insured credit union (NCUA charter #68658). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 13.0% of shares and deposits ($106.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.13%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Financial Center First Credit Union lists 10 offices in 6 cities. Most locations:
- Indianapolis, IN (4)
- Muncie, IN (2)
- Greenwood, IN (1)
- Kokomo, IN (1)
- McCordsville, IN (1)
- Noblesville, IN (1)
HMDA 2025
Mortgage lending
In 2025, Financial Center First Credit Union reported 405 home-loan applications under HMDA (LEI 549300GYDLDVRYKJ3N02): 247 originated ($23,565,000 total), 123 denied, and 12 withdrawn or closed by the applicant. Its denial rate on decided applications was 31.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Financial Center First Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68658
- RSSD ID
- 321282
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- 7101 E 56th St, Indianapolis, IN 46226
- Employees
- 185
Quick answers
Financial Center First Credit Union: common questions
Is Financial Center First Credit Union NCUA insured?
Yes. Financial Center First Credit Union is a federally insured credit union (NCUA charter #68658). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Financial Center First Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Financial Center First Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Indianapolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |