Side-by-side · Q2 2026 data
Communitywide Federal Credit Union vs Generations Federal Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Communitywide Federal Credit Union | Generations Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 88 (stronger) |
| Capital cushion | 82 | 94 (stronger) |
| Loan quality | 18 | 80 (stronger) |
| Earnings | 46 | 79 (stronger) |
| Funding & liquidity | 78 | 95 (stronger) |
| Problem-loan coverage | 71 | 95 (stronger) |
| Peer percentile | 14th | 85th |
| Total assets | $873.9M | $12.2M |
| Deposits / shares | $752.5M | $10.4M |
| Capital ratio | 13.16% | 14.37% (stronger) |
| Problem loans | 2.45% | 0.59% (stronger) |
| Net charge-offs | 2.55% | -0.02% (stronger) |
| Return on assets | 0.65% | 1.47% (stronger) |
| Loans ÷ deposits | 82.0% | 65.2% (stronger) |
| Uninsured deposits | 11.0% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Communitywide Federal Credit Union leads on 0 and Generations Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.