Side-by-side · Q2 2026 data
Communitywide Federal Credit Union vs Tech Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Communitywide Federal Credit Union | Tech Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 49 |
| Capital cushion | 82 (stronger) | 43 |
| Loan quality | 18 | 52 (stronger) |
| Earnings | 46 (stronger) | 34 |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 71 | 71 |
| Peer percentile | 14th | 5th |
| Total assets | $873.9M | $599.0M |
| Deposits / shares | $752.5M | $542.1M |
| Capital ratio | 13.16% (stronger) | 9.29% |
| Problem loans | 2.45% | 1.45% (stronger) |
| Net charge-offs | 2.55% | 0.20% (stronger) |
| Return on assets | 0.65% (stronger) | 0.35% |
| Loans ÷ deposits | 82.0% (stronger) | 97.4% |
| Uninsured deposits | 11.0% | 7.3% (stronger) |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Communitywide Federal Credit Union has the higher TellerScore (57 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Communitywide Federal Credit Union leads on 4 and Tech Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.