Side-by-side · Q2 2026 data
Communitywide Federal Credit Union vs Tlcu Financial Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Communitywide Federal Credit Union | Tlcu Financial Credit Union |
|---|---|---|
| TellerScore | 57 | 89 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 18 | 85 (stronger) |
| Earnings | 46 | 66 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 71 | 98 (stronger) |
| Peer percentile | 14th | 87th |
| Total assets | $873.9M | $59.4M |
| Deposits / shares | $752.5M | $49.5M |
| Capital ratio | 13.16% | 16.01% (stronger) |
| Problem loans | 2.45% | 0.45% (stronger) |
| Net charge-offs | 2.55% | 0.02% (stronger) |
| Return on assets | 0.65% | 1.15% (stronger) |
| Loans ÷ deposits | 82.0% | 39.1% (stronger) |
| Uninsured deposits | 11.0% | 2.5% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tlcu Financial Credit Union has the higher TellerScore (89 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Communitywide Federal Credit Union leads on 0 and Tlcu Financial Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.