Side-by-side · Q2 2026 data
Communitywide Federal Credit Union vs Via Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Communitywide Federal Credit Union | Via Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 82 | 82 |
| Loan quality | 18 | 79 (stronger) |
| Earnings | 46 | 55 (stronger) |
| Funding & liquidity | 78 (stronger) | 73 |
| Problem-loan coverage | 71 | 93 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $873.9M | $604.4M |
| Deposits / shares | $752.5M | $517.8M |
| Capital ratio | 13.16% | 13.18% (stronger) |
| Problem loans | 2.45% | 0.62% (stronger) |
| Net charge-offs | 2.55% | 0.46% (stronger) |
| Return on assets | 0.65% | 0.87% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 87.4% |
| Uninsured deposits | 11.0% | 8.4% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Via Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Communitywide Federal Credit Union leads on 1 and Via Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.