TellerScore

Side-by-side · Q2 2026 data

Compass Credit Union vs Aac Credit Union

Credit union

Compass Credit Union

Sparta, Michigan · $100 million – $1 billion

74of 100
Strong

Credit union

Aac Credit Union

Grand Rapids, Michigan · $100 million – $1 billion

90of 100
Very strong

Metric by metric

MeasureCompass Credit UnionAac Credit Union
TellerScore7490 (stronger)
Capital cushion58100 (stronger)
Loan quality8188 (stronger)
Earnings5878 (stronger)
Funding & liquidity100 (stronger)85
Problem-loan coverage9598 (stronger)
Peer percentile63rd95th
Total assets$101.1M$212.4M
Deposits / shares$89.9M$158.1M
Capital ratio10.79%24.16% (stronger)
Problem loans0.56%0.36% (stronger)
Net charge-offs0.13%0.08% (stronger)
Return on assets0.95%1.46% (stronger)
Loans ÷ deposits55.9% (stronger)75.1%
Uninsured deposits1.6% (stronger)5.3%
Offices28
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)15.0%12.5%

Aac Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Compass Credit Union leads on 2 and Aac Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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