Side-by-side · Q2 2026 data
Comunidad Latina Federal Credit Union vs United Association Credit Union
Credit union
Comunidad Latina Federal Credit Union
Santa Ana, California · Under $100 million in assets
Metric by metric
| Measure | Comunidad Latina Federal Credit Union | United Association Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 67 | 85 (stronger) |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 68 | 98 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 83rd | 65th |
| Total assets | $11.0M | $14.3M |
| Deposits / shares | $8.1M | $11.8M |
| Capital ratio | 26.19% (stronger) | 17.30% |
| Problem loans | 0.99% | 0.45% (stronger) |
| Net charge-offs | 0.69% | -0.02% (stronger) |
| Return on assets | 2.27% (stronger) | 0.02% |
| Loans ÷ deposits | 79.9% | 62.3% (stronger) |
| Uninsured deposits | 26.3% | 1.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Comunidad Latina Federal Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Comunidad Latina Federal Credit Union leads on 3 and United Association Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.