Side-by-side · Q2 2026 data
Concho Educators Federal Credit Union vs Texas Dps Credit Union
Credit union
Concho Educators Federal Credit Union
San Angelo, Texas · Under $100 million in assets
Metric by metric
| Measure | Concho Educators Federal Credit Union | Texas Dps Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 67 | 75 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 33 | 44 (stronger) |
| Funding & liquidity | 95 (stronger) | 94 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 44th | 62nd |
| Total assets | $99.4M | $98.1M |
| Deposits / shares | $89.8M | $85.2M |
| Capital ratio | 11.69% | 12.48% (stronger) |
| Problem loans | 0.42% | 0.15% (stronger) |
| Net charge-offs | 1.19% | 0.43% (stronger) |
| Return on assets | 0.34% | 0.61% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 66.0% |
| Uninsured deposits | 4.1% (stronger) | 7.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 15.4% |
Texas Dps Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Concho Educators Federal Credit Union leads on 2 and Texas Dps Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.