Side-by-side · Q2 2026 data
Concord Federal Credit Union vs Wakefern Federal Credit Union
Credit union
Wakefern Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Concord Federal Credit Union | Wakefern Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 99 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 36th | 99th |
| Total assets | $6.9M | $12.0M |
| Deposits / shares | $6.1M | $9.1M |
| Capital ratio | 11.14% | 24.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 3.84% | 0.09% (stronger) |
| Return on assets | -2.08% | 2.03% (stronger) |
| Loans ÷ deposits | 7.2% (stronger) | 42.9% |
| Uninsured deposits | 0.0% (stronger) | 16.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wakefern Federal Credit Union has the higher TellerScore (99 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Concord Federal Credit Union leads on 3 and Wakefern Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.