Side-by-side · Q2 2026 data
Conservation First Bank vs Holy Ghost Parish Credit Union
Metric by metric
| Measure | Conservation First Bank | Holy Ghost Parish Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 90 (stronger) | 48 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 82nd | 42nd |
| Total assets | $127.5M | $34.9M |
| Deposits / shares | $101.3M | $31.5M |
| Capital ratio | 13.96% (stronger) | 9.75% |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.12% (stronger) | 0.27% |
| Loans ÷ deposits | 108.0% | 2.5% (stronger) |
| Uninsured deposits | 19.9% | 1.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Conservation First Bank has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Conservation First Bank leads on 3 and Holy Ghost Parish Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.