Side-by-side · Q2 2026 data
Consumers Cooperative vs North Platte Union Pacific Employee Credit Union
Credit union
North Platte Union Pacific Employee Credit Union
North Platte, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Consumers Cooperative | North Platte Union Pacific Employee Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 53 | 75 (stronger) |
| Earnings | 81 (stronger) | 64 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 68th | 80th |
| Total assets | $52.2M | $43.4M |
| Deposits / shares | $41.1M | $36.0M |
| Capital ratio | 20.55% (stronger) | 16.48% |
| Problem loans | 1.41% | 0.75% (stronger) |
| Net charge-offs | 0.27% | 0.19% (stronger) |
| Return on assets | 1.53% (stronger) | 1.10% |
| Loans ÷ deposits | 78.3% | 43.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Platte Union Pacific Employee Credit Union has the higher TellerScore (86 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Consumers Cooperative leads on 2 and North Platte Union Pacific Employee Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.