Side-by-side · Q2 2026 data
Consumers Professional Credit Union vs Lafcu Credit Union
Metric by metric
| Measure | Consumers Professional Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 57 | 59 (stronger) |
| Earnings | 62 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 80th | 66th |
| Total assets | $149.7M | $1.1B |
| Deposits / shares | $125.5M | $891.8M |
| Capital ratio | 16.80% | 20.67% (stronger) |
| Problem loans | 1.28% | 1.24% (stronger) |
| Net charge-offs | 0.38% (stronger) | 1.00% |
| Return on assets | 1.05% (stronger) | 0.31% |
| Loans ÷ deposits | 48.1% (stronger) | 82.1% |
| Uninsured deposits | 10.3% (stronger) | 10.3% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 11.7% |
Consumers Professional Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Consumers Professional Credit Union leads on 5 and Lafcu Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lansing, MI
- Eaton Rapids, MI