Side-by-side · Q2 2026 data
Cooperative Choice Network vs Midwest Members Credit Union
Metric by metric
| Measure | Cooperative Choice Network | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 77 | 86 (stronger) |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 33 | 86 (stronger) |
| Funding & liquidity | 99 (stronger) | 77 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 68th | 87th |
| Total assets | $205.9M | $226.6M |
| Deposits / shares | $180.3M | $195.5M |
| Capital ratio | 12.72% | 13.58% (stronger) |
| Problem loans | 0.37% (stronger) | 0.44% |
| Net charge-offs | 0.40% | 0.34% (stronger) |
| Return on assets | 0.33% | 1.66% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 82.8% |
| Uninsured deposits | 0.6% (stronger) | 3.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Cooperative Choice Network leads on 3 and Midwest Members Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.