Side-by-side · Q2 2026 data
Copper Basin Federal Credit Union vs Hiwassee River Credit Union
Credit union
Copper Basin Federal Credit Union
Copperhill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Copper Basin Federal Credit Union | Hiwassee River Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 72 (stronger) | 59 |
| Loan quality | 45 | 95 (stronger) |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 40th | 49th |
| Total assets | $68.8M | $27.5M |
| Deposits / shares | $58.9M | $24.4M |
| Capital ratio | 12.23% (stronger) | 10.94% |
| Problem loans | 1.65% | 0.15% (stronger) |
| Net charge-offs | -0.37% (stronger) | 0.23% |
| Return on assets | 2.37% (stronger) | 0.40% |
| Loans ÷ deposits | 96.8% | 47.1% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 4.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hiwassee River Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Copper Basin Federal Credit Union leads on 4 and Hiwassee River Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.