Side-by-side · Q2 2026 data
Cornerstone Community Bank vs Green River Area Federal Credit Union
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Cornerstone Community Bank | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 7 | 77 (stronger) |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 51st | 87th |
| Total assets | $44.5M | $60.3M |
| Deposits / shares | $19.9M | $47.7M |
| Capital ratio | 277.16% (stronger) | 20.74% |
| Problem loans | 0.00% (stronger) | 0.53% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | -0.34% | 1.43% (stronger) |
| Loans ÷ deposits | 14.3% (stronger) | 72.2% |
| Uninsured deposits | 63.3% | 7.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Community Bank leads on 4 and Green River Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.