Side-by-side · Q2 2026 data
Cornerstone Credit Union vs Cooperative Choice Network
Metric by metric
| Measure | Cornerstone Credit Union | Cooperative Choice Network |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 50 | 77 (stronger) |
| Loan quality | 50 | 88 (stronger) |
| Earnings | 74 (stronger) | 33 |
| Funding & liquidity | 93 | 99 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $176.6M | $205.9M |
| Deposits / shares | $157.2M | $180.3M |
| Capital ratio | 9.97% | 12.72% (stronger) |
| Problem loans | 1.50% | 0.37% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.40% |
| Return on assets | 1.36% (stronger) | 0.33% |
| Loans ÷ deposits | 67.2% | 61.0% (stronger) |
| Uninsured deposits | 5.3% | 0.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.2% | — |
Cooperative Choice Network has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Credit Union leads on 2 and Cooperative Choice Network on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.