Side-by-side · Q2 2026 data
Cornerstone Credit Union vs Rock Valley Credit Union
Metric by metric
| Measure | Cornerstone Credit Union | Rock Valley Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 63 |
| Capital cushion | 50 | 65 (stronger) |
| Loan quality | 50 | 77 (stronger) |
| Earnings | 74 (stronger) | 24 |
| Funding & liquidity | 93 (stronger) | 70 |
| Problem-loan coverage | 82 | 90 (stronger) |
| Peer percentile | 31st | 29th |
| Total assets | $176.6M | $174.4M |
| Deposits / shares | $157.2M | $152.7M |
| Capital ratio | 9.97% | 11.50% (stronger) |
| Problem loans | 1.50% | 0.69% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.94% |
| Return on assets | 1.36% (stronger) | 0.09% |
| Loans ÷ deposits | 67.2% (stronger) | 90.7% |
| Uninsured deposits | 5.3% | 3.9% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.2% | 14.9% |
Cornerstone Credit Union has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Credit Union leads on 4 and Rock Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.