Side-by-side · Q2 2026 data
Cornerstone State Bank vs Genisys Credit Union
Metric by metric
| Measure | Cornerstone State Bank | Genisys Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 73 (stronger) | 64 |
| Earnings | 80 | 88 (stronger) |
| Funding & liquidity | 93 (stronger) | 61 |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 57th | 89th |
| Total assets | $247.0M | $6.6B |
| Deposits / shares | $223.9M | $5.5B |
| Capital ratio | 10.60% | 15.47% (stronger) |
| Problem loans | 0.80% (stronger) | 1.09% |
| Net charge-offs | -0.84% (stronger) | 0.59% |
| Return on assets | 1.49% | 1.70% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 98.9% |
| Uninsured deposits | 11.3% | 8.4% (stronger) |
| Offices | 7 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone State Bank leads on 3 and Genisys Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.