Side-by-side · Q2 2026 data
Cornerstone State Bank vs Premier Bank Minnesota
Metric by metric
| Measure | Cornerstone State Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 73 | 99 (stronger) |
| Earnings | 80 | 97 (stronger) |
| Funding & liquidity | 93 (stronger) | 55 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $247.0M | $691.5M |
| Deposits / shares | $223.9M | $620.1M |
| Capital ratio | 10.60% (stronger) | 10.02% |
| Problem loans | 0.80% | 0.04% (stronger) |
| Net charge-offs | -0.84% (stronger) | -0.01% |
| Return on assets | 1.49% | 1.93% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 86.9% |
| Uninsured deposits | 11.3% (stronger) | 31.6% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone State Bank leads on 4 and Premier Bank Minnesota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.