Side-by-side · Q2 2026 data
Corpus Christi Postal Employees Credit Union vs Light Commerce Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Corpus Christi Postal Employees Credit Union | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 98 | 98 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 97th | 92nd |
| Total assets | $17.1M | $5.0M |
| Deposits / shares | $14.1M | $3.6M |
| Capital ratio | 20.25% | 26.81% (stronger) |
| Problem loans | 0.00% (stronger) | 0.93% |
| Net charge-offs | -0.02% (stronger) | 0.57% |
| Return on assets | 1.53% | 2.37% (stronger) |
| Loans ÷ deposits | 61.9% (stronger) | 62.1% |
| Uninsured deposits | 0.5% | 0.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Corpus Christi Postal Employees Credit Union leads on 4 and Light Commerce Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.