Side-by-side · Q2 2026 data
Corpus Christi S.P. Credit Union vs Light Commerce Credit Union
Credit union
Corpus Christi S.P. Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Corpus Christi S.P. Credit Union | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 50 | 92 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 60 | 98 (stronger) |
| Problem-loan coverage | 57 | 97 (stronger) |
| Peer percentile | 9th | 92nd |
| Total assets | $5.0M | $5.0M |
| Deposits / shares | $4.3M | $3.6M |
| Capital ratio | 13.76% | 26.81% (stronger) |
| Problem loans | 4.13% | 0.93% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.57% |
| Return on assets | 0.59% | 2.37% (stronger) |
| Loans ÷ deposits | 92.2% | 62.1% (stronger) |
| Uninsured deposits | 22.0% | 0.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Light Commerce Credit Union has the higher TellerScore (92 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Corpus Christi S.P. Credit Union leads on 1 and Light Commerce Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.