Side-by-side · Q2 2026 data
Corpus Christi S.P. Credit Union vs Members First Credit Union
Credit union
Corpus Christi S.P. Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Corpus Christi S.P. Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 50 | 87 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 0 | 65 (stronger) |
| Earnings | 44 | 80 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 57 | 96 (stronger) |
| Peer percentile | 9th | 91st |
| Total assets | $5.0M | $183.2M |
| Deposits / shares | $4.3M | $137.2M |
| Capital ratio | 13.76% | 24.01% (stronger) |
| Problem loans | 4.13% | 1.04% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.56% |
| Return on assets | 0.59% | 1.50% (stronger) |
| Loans ÷ deposits | 92.2% | 49.7% (stronger) |
| Uninsured deposits | 22.0% | 10.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Corpus Christi S.P. Credit Union leads on 1 and Members First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.