Side-by-side · Q2 2026 data
Cottonport Bank vs Acadian Federal Credit Union
Metric by metric
| Measure | Cottonport Bank | Acadian Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 89 (stronger) | 69 |
| Loan quality | 67 | 99 (stronger) |
| Earnings | 91 (stronger) | 61 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 84th | 72nd |
| Total assets | $581.6M | $20.9M |
| Deposits / shares | $500.5M | $18.4M |
| Capital ratio | 13.94% (stronger) | 11.86% |
| Problem loans | 0.99% | 0.02% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.93% |
| Return on assets | 1.77% (stronger) | 1.03% |
| Loans ÷ deposits | 72.1% | 59.3% (stronger) |
| Uninsured deposits | 21.8% | 2.2% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cottonport Bank leads on 3 and Acadian Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.