Side-by-side · Q2 2026 data
Cottonport Bank vs Gulf Coast Bank
Metric by metric
| Measure | Cottonport Bank | Gulf Coast Bank |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 89 | 97 (stronger) |
| Loan quality | 67 | 79 (stronger) |
| Earnings | 91 (stronger) | 70 |
| Funding & liquidity | 81 | 90 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 84th | 90th |
| Total assets | $581.6M | $513.7M |
| Deposits / shares | $500.5M | $444.1M |
| Capital ratio | 13.94% | 14.75% (stronger) |
| Problem loans | 0.99% | 0.63% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.13% |
| Return on assets | 1.77% (stronger) | 1.25% |
| Loans ÷ deposits | 72.1% | 65.5% (stronger) |
| Uninsured deposits | 21.8% | 19.5% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.2% |
Gulf Coast Bank has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cottonport Bank leads on 2 and Gulf Coast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.