Side-by-side · Q2 2026 data
Cottonport Bank vs Rapides Federal Credit Union
Credit union
Rapides Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Cottonport Bank | Rapides Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 96 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 67 | 94 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 84th | 97th |
| Total assets | $581.6M | $6.2M |
| Deposits / shares | $500.5M | $4.4M |
| Capital ratio | 13.94% | 29.47% (stronger) |
| Problem loans | 0.99% | 0.17% (stronger) |
| Net charge-offs | 0.06% (stronger) | 1.26% |
| Return on assets | 1.77% | 4.55% (stronger) |
| Loans ÷ deposits | 72.1% (stronger) | 79.2% |
| Uninsured deposits | 21.8% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rapides Federal Credit Union has the higher TellerScore (96 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cottonport Bank leads on 2 and Rapides Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.