Side-by-side · Q2 2026 data
Countryside Bank vs The First National Bank of Johnson
Metric by metric
| Measure | Countryside Bank | The First National Bank of Johnson |
|---|---|---|
| TellerScore | 90 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 74 (stronger) | 41 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 95th | 86th |
| Total assets | $118.5M | $95.6M |
| Deposits / shares | $96.7M | $78.3M |
| Capital ratio | 15.20% (stronger) | 15.17% |
| Problem loans | 0.35% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 0.52% |
| Loans ÷ deposits | 69.5% | 38.7% (stronger) |
| Uninsured deposits | 8.8% (stronger) | 10.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Countryside Bank has the higher TellerScore (90 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 4 and The First National Bank of Johnson on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.