Side-by-side · Q2 2026 data
Countryside Bank vs West Gate Bank
Metric by metric
| Measure | Countryside Bank | West Gate Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 74 (stronger) | 59 |
| Funding & liquidity | 91 (stronger) | 77 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 95th | 66th |
| Total assets | $118.5M | $1.5B |
| Deposits / shares | $96.7M | $1.3B |
| Capital ratio | 15.20% (stronger) | 10.38% |
| Problem loans | 0.35% | 0.25% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.35% (stronger) | 0.97% |
| Loans ÷ deposits | 69.5% (stronger) | 83.0% |
| Uninsured deposits | 8.8% (stronger) | 15.6% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Countryside Bank has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 5 and West Gate Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.