Side-by-side · Q2 2026 data
County - City Credit Union vs Bay Shore Credit Union
Metric by metric
| Measure | County - City Credit Union | Bay Shore Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 62 | 71 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 59th | 92nd |
| Total assets | $43.6M | $48.2M |
| Deposits / shares | $38.3M | $38.7M |
| Capital ratio | 11.30% | 18.64% (stronger) |
| Problem loans | 0.41% | 0.27% (stronger) |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 1.06% | 1.27% (stronger) |
| Loans ÷ deposits | 49.9% (stronger) | 50.4% |
| Uninsured deposits | 1.8% (stronger) | 4.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Shore Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), County - City Credit Union leads on 2 and Bay Shore Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.