Side-by-side · Q2 2026 data
County Credit Union vs State Employees Community Credit Union
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | County Credit Union | State Employees Community Credit Union |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 15 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 28th | 87th |
| Total assets | $25.9M | $6.7M |
| Deposits / shares | $22.7M | $5.3M |
| Capital ratio | 11.61% | 20.02% (stronger) |
| Problem loans | 0.99% | 0.00% (stronger) |
| Net charge-offs | 0.41% | 0.38% (stronger) |
| Return on assets | -0.14% | 0.73% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 67.5% |
| Uninsured deposits | 6.1% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Employees Community Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), County Credit Union leads on 1 and State Employees Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.