County Credit Union is a federally insured state-chartered credit union headquartered in Clayton, Missouri, in business for about 56 years. At the end of Q2 2026 it reported $25.9M in total assets and $22.7M in member shares and deposits, with 2 offices.
County Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 56th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 6% uninsured); earnings contributes the least (15/100, -0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (57 → 64), mostly because the loan quality component improved by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 75 |
| Q4 2024 | 73 |
| Q1 2025 | 53 |
| Q2 2025 | 57 |
| Q3 2025 | 71 |
| Q4 2025 | 68 |
| Q1 2026 | 66 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.72% |
| Q3 2024 | 11.98% |
| Q4 2024 | 11.86% |
| Q1 2025 | 11.63% |
| Q2 2025 | 11.96% |
| Q3 2025 | 12.18% |
| Q4 2025 | 11.82% |
| Q1 2026 | 11.47% |
| Q2 2026 | 11.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.39% |
| Q3 2024 | 1.03% |
| Q4 2024 | 0.91% |
| Q1 2025 | 1.90% |
| Q2 2025 | 2.21% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.97% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.99% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 1.20% |
| Q4 2024 | 0.83% |
| Q1 2025 | -0.43% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.31% |
| Q1 2026 | -0.33% |
| Q2 2026 | -0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $25.9M | 11.61% | 0.99% | -0.14% | 54.4% |
| Q1 2026 | 66 | $26.2M | 11.47% | 0.57% | -0.33% | 52.3% |
| Q4 2025 | 68 | $25.6M | 11.82% | 0.97% | 0.31% | 53.7% |
| Q3 2025 | 71 | $25.5M | 12.18% | 1.02% | 0.54% | 52.0% |
| Q2 2025 | 57 | $25.4M | 11.96% | 2.21% | 0.32% | 53.7% |
| Q1 2025 | 53 | $25.6M | 11.63% | 1.90% | -0.43% | 53.8% |
| Q4 2024 | 73 | $25.3M | 11.86% | 0.91% | 0.83% | 57.4% |
| Q3 2024 | 75 | $25.7M | 11.98% | 1.03% | 1.20% | 55.0% |
| Q2 2024 | 67 | $25.0M | 11.72% | 1.39% | 0.63% | 56.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Legacy Credit UnionCredit union Joplin, MO | 80 out of 100, Strong | $25.4M | 17.5% | 1.60% | vs |
| Highway Crossroads Credit UnionCredit union Sikeston, MO | 47 out of 100, Below average | $24.4M | 14.6% | 4.65% | vs |
| Leadco Community Credit UnionCredit union Farmington, MO | 73 out of 100, Strong | $23.8M | 11.6% | 0.45% | vs |
| United Labor Credit UnionCredit union Raytown, MO | 55 out of 100, Moderate | $23.0M | 7.3% | 1.13% | vs |
| Highway Alliance Credit UnionCredit union Jefferson city, MO | 73 out of 100, Strong | $29.5M | 11.5% | 0.80% | vs |
| District One Highway Credit UnionCredit union Saint Joseph, MO | 94 out of 100, Very strong | $30.5M | 18.8% | 0.00% | vs |
Deposit insurance
Is my money safe at County Credit Union?
Yes. County Credit Union is a federally insured credit union (NCUA charter #64056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.1% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
County Credit Union lists 2 offices in 2 cities. Most locations:
- Clayton, MO (1)
- Saint Louis, MO (1)
Identity & history
Profile
- Legal name
- County Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64056
- RSSD ID
- 171094
- Primary regulator
- State + NCUA
- Established
- 1970
- Headquarters
- Po Box 16590, Clayton, MO 63105
- Employees
- 7
Quick answers
County Credit Union: common questions
Is County Credit Union NCUA insured?
Yes. County Credit Union is a federally insured credit union (NCUA charter #64056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is County Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does County Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Clayton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edward Jones Trust CompanyBank Saint Louis, MO | 94 out of 100, Very strong | $160.5M | 98.2% | 0.00% | vs |
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
| Division #6 Highway Credit UnionCredit union Chesterfield, MO | 88 out of 100, Very strong | $15.7M | 17.9% | 0.24% | vs |
| Century Credit UnionCredit union Saint Louis, MO | 87 out of 100, Very strong | $182.0M | 17.6% | 0.37% | vs |