Side-by-side · Q2 2026 data
Countybank vs Neighbors United Federal Credit Union
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Countybank | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 37 | 76 (stronger) |
| Loan quality | 85 (stronger) | 58 |
| Earnings | 78 (stronger) | 0 |
| Funding & liquidity | 80 | 94 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 40th | 22nd |
| Total assets | $733.0M | $64.0M |
| Deposits / shares | $623.1M | $56.3M |
| Capital ratio | 8.72% | 12.57% (stronger) |
| Problem loans | 0.44% (stronger) | 1.27% |
| Net charge-offs | -0.02% (stronger) | 0.43% |
| Return on assets | 1.45% (stronger) | -0.57% |
| Loans ÷ deposits | 65.4% (stronger) | 66.0% |
| Uninsured deposits | 28.2% | 1.9% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | — |
Countybank has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 5 and Neighbors United Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.