Side-by-side · Q2 2026 data
Countybank vs Parda Federal Credit Union
Metric by metric
| Measure | Countybank | Parda Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 37 | 87 (stronger) |
| Loan quality | 85 (stronger) | 75 |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 80 | 99 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 40th | 66th |
| Total assets | $733.0M | $217.4M |
| Deposits / shares | $623.1M | $189.9M |
| Capital ratio | 8.72% | 13.68% (stronger) |
| Problem loans | 0.44% (stronger) | 0.75% |
| Net charge-offs | -0.02% (stronger) | 0.52% |
| Return on assets | 1.45% (stronger) | 0.27% |
| Loans ÷ deposits | 65.4% | 61.0% (stronger) |
| Uninsured deposits | 28.2% | 9.1% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 20.0% |
Parda Federal Credit Union has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 3 and Parda Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.