Side-by-side · Q2 2026 data
Countybank vs Self Memorial Hospital Federal Credit Union
Credit union
Self Memorial Hospital Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Countybank | Self Memorial Hospital Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 37 | 50 (stronger) |
| Loan quality | 85 (stronger) | 60 |
| Earnings | 78 (stronger) | 39 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 40th | 24th |
| Total assets | $733.0M | $14.0M |
| Deposits / shares | $623.1M | $12.5M |
| Capital ratio | 8.72% | 10.00% (stronger) |
| Problem loans | 0.44% (stronger) | 1.19% |
| Net charge-offs | -0.02% (stronger) | 0.52% |
| Return on assets | 1.45% (stronger) | 0.48% |
| Loans ÷ deposits | 65.4% | 60.6% (stronger) |
| Uninsured deposits | 28.2% | 0.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | — |
Countybank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 4 and Self Memorial Hospital Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.