Headquartered in Greenwood, South Carolina, Self Memorial Hospital Federal Credit Union is a federal credit union with $14.0M in total assets and $12.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1966.
Based on its Q2 2026 filing, Self Memorial Hospital Federal Credit Union scores 62/100, which we describe as moderate. That is higher than only 24% of 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 38th. Its strongest component is funding & liquidity (100/100; 61% loans-to-deposits, 1% uninsured), and its lowest is earnings (39/100; 0.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (69 → 62), mostly because the loan quality component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 55 |
| Q4 2024 | 59 |
| Q1 2025 | 65 |
| Q2 2025 | 69 |
| Q3 2025 | 65 |
| Q4 2025 | 67 |
| Q1 2026 | 63 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.78% |
| Q3 2024 | 9.03% |
| Q4 2024 | 8.78% |
| Q1 2025 | 8.77% |
| Q2 2025 | 9.31% |
| Q3 2025 | 9.59% |
| Q4 2025 | 10.03% |
| Q1 2026 | 9.90% |
| Q2 2026 | 10.00% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 1.06% |
| Q4 2024 | 0.59% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.53% |
| Q2 2026 | 1.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.01% |
| Q3 2024 | -0.03% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $14.0M | 10.00% | 1.19% | 0.48% | 60.6% |
| Q1 2026 | 63 | $13.8M | 9.90% | 0.53% | 0.00% | 60.1% |
| Q4 2025 | 67 | $13.6M | 10.03% | 0.69% | 0.64% | 63.3% |
| Q3 2025 | 65 | $14.0M | 9.59% | 0.74% | 0.52% | 62.4% |
| Q2 2025 | 69 | $14.4M | 9.31% | 0.36% | 0.74% | 64.4% |
| Q1 2025 | 65 | $14.9M | 8.77% | 0.32% | 0.39% | 61.3% |
| Q4 2024 | 59 | $14.7M | 8.78% | 0.59% | 0.01% | 65.0% |
| Q3 2024 | 55 | $14.3M | 9.03% | 1.06% | -0.03% | 66.0% |
| Q2 2024 | 59 | $14.8M | 8.78% | 0.58% | -0.01% | 63.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anmed Federal Credit UnionCredit union Anderson, SC | 86 out of 100, Very strong | $16.5M | 14.3% | 0.08% | vs |
| Berkeley Community Federal Credit UnionCredit union Moncks Corner, SC | 73 out of 100, Strong | $16.6M | 19.7% | 5.60% | vs |
| Emerald Credit Association Federal Credit UnionCredit union Greenwood, SC | 64 out of 100, Moderate | $10.3M | 8.4% | 0.00% | vs |
| South Carolina Methodist Conf Credit UnionCredit union Columbia, SC | 60 out of 100, Moderate | $5.6M | 8.6% | 0.25% | vs |
| Brookland Federal Credit UnionCredit union West Columbia, SC | 41 out of 100, Below average | $5.1M | 11.3% | 3.19% | vs |
| S. C. H. D. Dist #7 Federal Credit UnionCredit union Orangeburg, SC | 51 out of 100, Below average | $4.9M | 17.7% | 7.50% | vs |
Deposit insurance
Is my money safe at Self Memorial Hospital Federal Credit Union?
Yes. Self Memorial Hospital Federal Credit Union is a federally insured credit union (NCUA charter #17831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.7% of shares and deposits ($93K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Self Memorial Hospital Federal Credit Union lists 1 office in 1 city. Most locations:
- Greenwood, SC (1)
Identity & history
Profile
- Legal name
- Self Memorial Hospital Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17831
- RSSD ID
- 530084
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- 315 Epting Ave, Greenwood, SC 29646
- Employees
- 5
Quick answers
Self Memorial Hospital Federal Credit Union: common questions
Is Self Memorial Hospital Federal Credit Union NCUA insured?
Yes. Self Memorial Hospital Federal Credit Union is a federally insured credit union (NCUA charter #17831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Self Memorial Hospital Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Self Memorial Hospital Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Greenwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Allsouth Federal Credit UnionCredit union Columbia, SC | 93 out of 100, Very strong | $1.5B | 19.6% | 0.41% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| The Commercial BankBank Honea Path, SC | 76 out of 100, Strong | $284.2M | 12.6% | 0.75% | vs |
| Parda Federal Credit UnionCredit union Auburn Hills, MI | 75 out of 100, Strong | $217.4M | 13.7% | 0.75% | vs |
| CountybankBank Greenwood, SC | 69 out of 100, Moderate | $733.0M | 8.7% | 0.44% | vs |
| Tru Federal Credit UnionCredit union Greenwood, SC | 68 out of 100, Moderate | $63.4M | 11.0% | 0.42% | vs |