Side-by-side · Q2 2026 data
Covantage Credit Union vs Ripco Credit Union
Metric by metric
| Measure | Covantage Credit Union | Ripco Credit Union |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 48 | 50 (stronger) |
| Loan quality | 57 | 70 (stronger) |
| Earnings | 67 (stronger) | 38 |
| Funding & liquidity | 61 | 85 (stronger) |
| Problem-loan coverage | 77 | 87 (stronger) |
| Peer percentile | 22nd | 26th |
| Total assets | $4.2B | $188.8M |
| Deposits / shares | $3.5B | $168.6M |
| Capital ratio | 9.77% | 9.99% (stronger) |
| Problem loans | 1.28% | 0.90% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.54% |
| Return on assets | 1.19% (stronger) | 0.45% |
| Loans ÷ deposits | 97.6% | 75.7% (stronger) |
| Uninsured deposits | 16.7% | 2.2% (stronger) |
| Offices | 15 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Ripco Credit Union has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Covantage Credit Union leads on 2 and Ripco Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.