Side-by-side · Q2 2026 data
Coxsackie Correctional Emp. Federal Credit Union vs Upstate Telco Federal Credit Union
Credit union
Coxsackie Correctional Emp. Federal Credit Union
Coxsackie, New York · Under $100 million in assets
Credit union
Upstate Telco Federal Credit Union
Gloversville, New York · Under $100 million in assets
Metric by metric
| Measure | Coxsackie Correctional Emp. Federal Credit Union | Upstate Telco Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 0 | 30 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 12th | 75th |
| Total assets | $4.4M | $4.3M |
| Deposits / shares | $3.2M | $3.6M |
| Capital ratio | 28.71% (stronger) | 16.06% |
| Problem loans | 7.69% | 0.28% (stronger) |
| Net charge-offs | 4.57% | -0.10% (stronger) |
| Return on assets | -0.91% | 0.26% (stronger) |
| Loans ÷ deposits | 60.0% | 29.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Upstate Telco Federal Credit Union has the higher TellerScore (84 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Coxsackie Correctional Emp. Federal Credit Union leads on 1 and Upstate Telco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.