TellerScore

Headquartered in Coxsackie, New York, Coxsackie Correctional Emp. Federal Credit Union is a federal credit union with $4.4M in total assets and $3.2M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1935.

Based on its Q2 2026 filing, Coxsackie Correctional Emp. Federal Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 233rd. Its strongest component is capital cushion (100/100; 28.71%), and its lowest is earnings (0/100; -0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 28.71%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 7.69%
Earnings0/100
Return on assets (annualized): -0.91%
Funding & liquidity100/100
Loans ÷ shares: 60.0% · 0.0% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (63 → 53), mostly because the earnings component weakened by 60 points.

TellerScore
536169Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202467
Q4 202461
Q1 202569
Q2 202563
Q3 202564
Q4 202564
Q1 202653
Q2 202653
Net worth ratio
7.00%18.24%29.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.51%
Q3 202428.56%
Q4 202428.60%
Q1 202528.63%
Q2 202528.26%
Q3 202528.67%
Q4 202529.48%
Q1 202628.93%
Q2 202628.71%
Delinquent loans (60+ days)
3.57%6.48%9.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20249.38%
Q3 20245.86%
Q4 20245.60%
Q1 20258.35%
Q2 20258.95%
Q3 20258.07%
Q4 20258.16%
Q1 20263.57%
Q2 20267.69%
Return on assets
-2.07%0.23%2.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.31%
Q3 20241.73%
Q4 20240.96%
Q1 20252.54%
Q2 20250.99%
Q3 20251.08%
Q4 20251.11%
Q1 2026-2.07%
Q2 2026-0.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$4.4M28.71%7.69%-0.91%60.0%
Q1 202653$4.4M28.93%3.57%-2.07%63.7%
Q4 202564$4.4M29.48%8.16%1.11%70.2%
Q3 202564$4.5M28.67%8.07%1.08%68.9%
Q2 202563$4.5M28.26%8.95%0.99%70.5%
Q1 202569$4.4M28.63%8.35%2.54%79.1%
Q4 202461$4.3M28.60%5.60%0.96%85.7%
Q3 202467$4.4M28.56%5.86%1.73%84.3%
Q2 202461$4.3M28.51%9.38%1.31%88.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.71%
93rd
Problem loans7.69%
3rd
Net charge-offs4.57%
2nd
Return on assets-0.91%
8th
Loans to deposits60.0%
48th
Uninsured deposits0.0%
81st
Loan-loss reserves4.79%
96th
Texas ratio10.7%
12th

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Deposit insurance

Is my money safe at Coxsackie Correctional Emp. Federal Credit Union?

Yes. Coxsackie Correctional Emp. Federal Credit Union is a federally insured credit union (NCUA charter #888). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 28.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Coxsackie Correctional Emp. Federal Credit Union lists 2 offices in 1 city. Most locations:

  • Coxsackie, NY (2)

All branch addresses and map

Identity & history

Profile

Legal name
Coxsackie Correctional Emp. Federal Credit Union
Type
Federal credit union
NCUA charter #
888
RSSD ID
811774
Primary regulator
NCUA
Established
1935
Headquarters
11260 State Route 9W STE 1, Coxsackie, NY 12051
Employees
2

Quick answers

Coxsackie Correctional Emp. Federal Credit Union: common questions

Is Coxsackie Correctional Emp. Federal Credit Union NCUA insured?

Yes. Coxsackie Correctional Emp. Federal Credit Union is a federally insured credit union (NCUA charter #888). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Coxsackie Correctional Emp. Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Coxsackie Correctional Emp. Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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