Side-by-side · Q2 2026 data
Credit One Bank, National Association vs Town & Country Bank
Metric by metric
| Measure | Credit One Bank, National Association | Town & Country Bank |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 (stronger) | 23 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 40th | 91st |
| Total assets | $2.4B | $206.9M |
| Deposits / shares | $1.4B | $169.9M |
| Capital ratio | 28.17% (stronger) | 14.86% |
| Problem loans | 3.19% | 0.00% (stronger) |
| Net charge-offs | 11.90% | 0.00% (stronger) |
| Return on assets | 25.35% (stronger) | 2.31% |
| Loans ÷ deposits | 117.2% | 101.7% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 47.2% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Credit One Bank, National Association leads on 3 and Town & Country Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.