Side-by-side · Q2 2026 data
Credit Union of Georgia vs Southeastern Credit Union
Metric by metric
| Measure | Credit Union of Georgia | Southeastern Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 55 | 58 (stronger) |
| Loan quality | 67 | 86 (stronger) |
| Earnings | 68 (stronger) | 66 |
| Funding & liquidity | 81 (stronger) | 74 |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 45th | 60th |
| Total assets | $766.1M | $440.7M |
| Deposits / shares | $670.3M | $388.5M |
| Capital ratio | 10.46% | 10.81% (stronger) |
| Problem loans | 1.00% | 0.41% (stronger) |
| Net charge-offs | 0.31% | 0.17% (stronger) |
| Return on assets | 1.20% (stronger) | 1.14% |
| Loans ÷ deposits | 79.1% (stronger) | 85.8% |
| Uninsured deposits | 6.8% | 5.9% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.6% | 3.3% |
Southeastern Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Georgia leads on 2 and Southeastern Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.