Side-by-side · Q2 2026 data
Credit Union of New Jersey, a vs New Jersey Law and Public Safety Credit Union
Credit union
New Jersey Law and Public Safety Credit Union
Trenton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Credit Union of New Jersey, a | New Jersey Law and Public Safety Credit Union |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 69 | 90 (stronger) |
| Earnings | 94 (stronger) | 90 |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $512.8M | $63.9M |
| Deposits / shares | $441.4M | $51.2M |
| Capital ratio | 10.60% | 19.65% (stronger) |
| Problem loans | 0.93% | 0.31% (stronger) |
| Net charge-offs | 0.71% | 0.22% (stronger) |
| Return on assets | 1.84% (stronger) | 1.74% |
| Loans ÷ deposits | 89.7% | 76.9% (stronger) |
| Uninsured deposits | 4.1% | 3.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
New Jersey Law and Public Safety Credit Union has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of New Jersey, a leads on 1 and New Jersey Law and Public Safety Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.