Side-by-side · Q2 2026 data
Credit Union of Ohio vs Towpath Credit Union
Metric by metric
| Measure | Credit Union of Ohio | Towpath Credit Union |
|---|---|---|
| TellerScore | 60 | 67 (stronger) |
| Capital cushion | 57 | 64 (stronger) |
| Loan quality | 55 | 68 (stronger) |
| Earnings | 28 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 21st | 41st |
| Total assets | $205.4M | $214.9M |
| Deposits / shares | $187.9M | $190.0M |
| Capital ratio | 10.72% | 11.43% (stronger) |
| Problem loans | 1.34% | 0.95% (stronger) |
| Net charge-offs | 0.69% | 0.69% (stronger) |
| Return on assets | 0.19% | 0.82% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 84.2% |
| Uninsured deposits | 2.8% | 0.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 46.6% | 14.6% |
Towpath Credit Union has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Ohio leads on 1 and Towpath Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.