Side-by-side · Q2 2026 data
Credit Union of Southern Ca, a vs Alta Vista Credit Union
Metric by metric
| Measure | Credit Union of Southern Ca, a | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 63 (stronger) | 39 |
| Loan quality | 80 | 83 (stronger) |
| Earnings | 67 (stronger) | 28 |
| Funding & liquidity | 90 | 92 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 75th | 24th |
| Total assets | $4.0B | $208.6M |
| Deposits / shares | $3.1B | $188.4M |
| Capital ratio | 11.30% (stronger) | 8.89% |
| Problem loans | 0.60% | 0.51% (stronger) |
| Net charge-offs | 0.59% | 0.53% (stronger) |
| Return on assets | 1.16% (stronger) | 0.19% |
| Loans ÷ deposits | 69.8% | 68.5% (stronger) |
| Uninsured deposits | 6.0% (stronger) | 13.3% |
| Offices | 24 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Southern Ca, a has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Southern Ca, a leads on 4 and Alta Vista Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.