Side-by-side · Q2 2026 data
Credit Union of Southern Ca, a vs Provident Credit Union
Metric by metric
| Measure | Credit Union of Southern Ca, a | Provident Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 63 (stronger) | 59 |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 67 (stronger) | 46 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 75th | 66th |
| Total assets | $4.0B | $3.6B |
| Deposits / shares | $3.1B | $3.1B |
| Capital ratio | 11.30% (stronger) | 10.86% |
| Problem loans | 0.60% | 0.07% (stronger) |
| Net charge-offs | 0.59% | 0.09% (stronger) |
| Return on assets | 1.16% (stronger) | 0.65% |
| Loans ÷ deposits | 69.8% (stronger) | 90.8% |
| Uninsured deposits | 6.0% (stronger) | 10.2% |
| Offices | 24 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Credit Union of Southern Ca, a has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Southern Ca, a leads on 5 and Provident Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.